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Cell: 808.217.2866


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nancy watanabe
Licensed Sales Agent

License & Credentials

  • HI Insurance License number: 344684

  • National Producer number:  9124140

  • AHIP Medicare + Fraud, Waste and Abuse Certified

Contracted Insurance Carriers

  • HMSA

  • UnitedHealthcare®

  • Humana

  • Guarantee Trust Life

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Nancy 2021 AHIP.jpg

Get to know Nancy

As a Premier Benefit Consultant agent, Nancy Watanabe is here to help you understand all of your health insurance options and to provide excellent ongoing service once she assists you to enroll into the plan of your choice.  Nancy offers guidance for individuals with existing Medicare health plans, those new to Medicare as well as those preparing to retire and transition from employer based health coverage to individual coverage.  Phone or video conferencing consultations are available by appointment and free of charge.  Whether you are a Medicare beneficiary, employer, physician, guardian or anyone looking to understand the complexities of Medicare, contact Nancy and she will gladly assist you. 


Nancy Watanabe was born in Duluth Minnesota and grew up in a small town (600 population) in Northern Minnesota.

In 2006 when Medicare Advantage Plans were introduced, while trying to help her mom and mother-in-law sift through all the information, she realized her calling.  She has been a licensed health insurance agent in Hawaii since 2007 specializing in Medicare Plan Options.  Her first contracts as an independent broker were with United HealthCare and Humana.  Understanding a need and finding a good fit has always been her goal.  Today she contracts with a large cross section of available plans to find that fit.  As a Medicare beneficiary herself, she can offer hands on information.

Nancy was happily married for 27 years to a local Kona boy who recently passed.  Having worked for companies in the past that took her to all areas of the Big Island she found out just how much she loved the island and its people.  Today they take advantage of Hawaii Islands mana as avid golfers and fishermen which they feel is important to mental and physical well-being.  

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