Ashlene Acosta
Licensed Sales Agent
License & Credentials
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National Producer number: 1839693
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AHIP Medicare + Fraud, Waste and Abuse Certified
Contracted Insurance Carriers
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HMSA
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UnitedHealthcare®
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Devoted Health
Cell: 808.692.2045
Email: ashlene@pbchawaii.com
Get to know Ashlene
Born and raised in Hawaiʻi, Ashlene grew up in Mākaha on Oʻahu’s west side, where her family has deep roots in the community. She was raised on a family farm in the valleys of Mākaha, surrounded by the Hawaiian culture, traditions, and strong sense of family that continue to shape who she is today.
Ashlene brings more than 20 years of experience as a Medicare specialist, including an accomplished career with HMSA. Throughout the years, she has hosted numerous senior events and Medicare seminars, helping to educate and empower kūpuna across Hawaiʻi. She also served as a Senior Advantage concierge for employer group plans throughout the state, providing personalized guidance and support to members navigating their transition to Medicare.
As an independent agent with Premier Benefit Consultants, Ashlene helps individuals at every stage of their Medicare journey. She assists those preparing to retire and transition from employer-based coverage, people becoming eligible for Medicare for the first time, and current beneficiaries who want help understanding their existing coverage and available options.
Ashlene understands that Medicare can feel complicated and stressful. Her goal is to make the process easier by providing clear information, patient guidance, and personalized service. She takes the time to understand each person’s healthcare needs and budget so they can make an informed decision with greater confidence and peace of mind.
Her relationship with her clients continues long after enrollment. Ashlene wants every person she assists to feel comfortable with their Medicare decisions and confident that they have someone they can turn to when questions arise. She values trust and clarity in every interaction and is committed to being a dependable resource for both her clients and their families.
Ashlene welcomes the opportunity to assist Medicare beneficiaries, family members, guardians, employers, physicians, and anyone seeking a better understanding of Medicare. Complimentary consultations are available by appointment over the phone or by video conference.
PBC is proud to have someone with Ashlene’s depth of knowledge and experience as part of our team. Her long history of serving and educating Hawaiʻi’s kūpuna, combined with her warmth and commitment to personalized care, makes her a valuable resource for our clients and agency. We have complete confidence in the thoughtful and professional guidance she provides.
Family remains at the center of Ashlene’s life. She is the proud mother of three children and “Grand-Mama” to five grandchildren, including twin girls. She is also a first-time dog mama who enjoys the companionship of her furry family member. In her free time, Ashlene enjoys weekend gatherings in Mākaha, spending time with lifelong friends, staying active at the gym, and traveling across the country for her children’s sports. She can often be found cheering from the sidelines at flag football, baseball, and softball games.
Ashlene dedicates much of her time to her grandchildren, who keep her energized and on her toes. Whether she is helping a client, supporting her family, or enjoying time in the community that raised her, Ashlene brings experience, warmth, and genuine aloha to everything she does.
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