MEDICARE PART C
To qualify for a Medicare Part C plan, you'll need to be enrolled in both Medicare parts A & B. Medicare Advantage plans are offered through private insurance companies & administer your original Medicare benefits.
They typically provide more coverage than original Medicare and offer extra coverage such as vision, dental and drug benefits. Most plans also have a "maximum out of pocket" which limits your financial risk.
MEDICARE PART D
Medicare drug plans that are administered through private insurance companies.
Medicare Part D plans are usually paired with a Medicare Supplement plan and does not work with most Medicare Part C plans.
These health plans are designed to fill the "20%" that original Medicare does not cover and works in addition to original Medicare.
These plans are generally accepted wherever Medicare is and are not limited to specific physician networks like a Medicare Part C plan is.
These plans are popular with people who travel often or are willing to pay a higher monthly premium in exchange for more predictable health care costs.
We offer stand-alone dental plans for all ages.
These plans are designed to reduce the financial burden of a hospital stay and works in addition to most plans that we offer.
*Premier Benefit Consultants is an independent company that offers HMSA Medicare Advantage and commercial dental plans on behalf of HMSA in the State of Hawaii.