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Why Working with a Local Medicare Insurance Consultant Matters More Than Ever in Hawaiʻi
Discover why working with a local Medicare insurance consultant in Hawaiʻi is essential. Navigate complex Medicare options with expert guidance.

Michael Lum
18 minutes ago4 min read


Medicare vs. Medicaid in Hawaiʻi: What’s the Difference and Who Qualifies?
Discover the differences between Medicare and Medicaid in Hawaiʻi. Learn who qualifies for Medicare and Medicaid and avoid costly mistakes.

Michael Lum
Jul 105 min read


What Should You Do If Your Doctor No Longer Accepts Your Medicare Plan in Hawaiʻi?
Few things are more frustrating than receiving a letter—or hearing from your doctor's office—that your physician no longer accepts your Medicare Advantage plan.
For many Hawaiʻi seniors, their doctor is someone they've trusted for years. The thought of finding a new physician or changing health plans can feel overwhelming. Fortunately, you have options, and in many cases, you may have more flexibility than you realize.
Here's what you should know if your doctor no longer ac

Michael Lum
Jul 24 min read


TURNING 65 IN HAWAIʻI? HERE’S WHAT YOU NEED TO KNOW
Here are some of the most important things Hawaiʻi residents should know when approaching Medicare eligibility.

Michael Lum
Jun 253 min read


Avoiding Medicare Late Enrollment Penalty
If you miss your IEP, you may be assessed a Medicare late enrollment penalty on Part A (hospital), Part B (medical), and Part D (drug).

oralie
Mar 29, 20233 min read


What to Know about Medicare’s General Enrollment Period
The General Enrollment Period (GEP) is the time period every year when seniors can enroll in Medicare if they missed their IEP.

oralie
Mar 22, 20233 min read


Important Medicare Enrollment Deadlines
Signing up for new health insurance can be confusing, but with our help you can mark your calendar for Medicare enrollment deadlines.

oralie
Mar 15, 20234 min read


What Mental Health Services does Medicare Cover?
Mental health care is an important part of health care and seniors on Medicare may wonder what mental health services Medicare covers.

oralie
Mar 9, 20234 min read


Understanding Medicare Part A Costs
Medicare Part A is hospital insurance for Medicare beneficiaries. Here's what to know about Medicare Part A costs.

oralie
Mar 2, 20233 min read


Can you Have Medicare in Two States?
If you have a second residence outside Hawaii or you plan to travel frequently you may be wondering: Can you Have Medicare in Two States?

oralie
Feb 22, 20233 min read


What Does Medicare in Hawaii Look Like?
Hawaii Medicare plans are an important part of how kama'aina access health care. What Does Medicare in Hawaii Look Like?

oralie
Feb 15, 20233 min read


BENES Act Enrollment Benefits are in Full Effect for Medicare Beneficiaries in 2023
Now in effect, the BENES Act updated Medicare enrollment rules to reduce waiting periods and give social security the ability to grant SEPs.

oralie
Feb 8, 20234 min read


How To Predict Out of Pocket Costs for Medicare Advantage
MA plans are more affordable than other private health plans but they aren't free. How To Predict Out of Pocket Costs for Medicare Advantage

oralie
Jan 25, 20233 min read


Does Medicare Cover Pregnancy?
There are over one million disabled female Medicare recipients who are under the age of 65 and they are entitled to coverage for pregnancy.

oralie
Jan 18, 20233 min read


What Is a Medicare Broker and Why You Should Consider Working with One
A Medicare broker is an advisor who represents multiple insurance companies and their insurance plans. They help people enroll in Medicare.

oralie
Jan 11, 20233 min read


Medicare Will Cover Lymphedema Compression Treatment Items
Medicare now Covers Lymphedema Compression Treatment Items after the passage of Bill S.1315.

oralie
Jan 4, 20233 min read


How to know if your Medicare Plan is Working for You
As your plan gets rolling in January, it’s a good idea to pay attention to how it is working for you. Here are five things to look out for.

oralie
Dec 28, 20223 min read


Why Seniors Need Help with Medicare Enrollment
Choosing the right plan(s) is a must for budget and access to needed care so getting help with Medicare enrollment is really important.

oralie
Dec 21, 20224 min read


Why the Initial Enrollment Period is so Important
Seniors are encouraged to sign up for Medicare during their Initial Enrollment Period (IEP) for several reasons. Here's why it's important.

oralie
Dec 14, 20223 min read


Five Tips for Avoiding the Medicare Part D Coverage Gap
Most Part D plans come with a coverage gap. Here are Five Tips for Avoiding the Medicare Part D Coverage Gap.

oralie
Dec 8, 20223 min read
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