In general, you will need to use your Open Enrollment Period or the Annual Enrollment Period (AEP) to enroll in a Medicare Supplement Plan.

For 2021, the best Medicare supplement plan for new enrollees is Plan G. Plan F is the best plan for those who were eligible before 2020.

Should I Sign Up for a Medigap Plan? Medigap plans pay for some or all of the out-of-pocket costs that Medicare doesn’t cover like co-pays.

It’s important to understand the rules, coverage and costs that apply to Medigap if you are planning to add it to Original Medicare coverage