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Are National or Local Medicare Health Plans Better? How to Look Beyond the Company Name and Choose the Coverage That Fits You
Discover if national or local Medicare health plans suit you best. Learn how to evaluate coverage beyond company names for optimal healthcare.

Michael Lum
10 hours ago8 min read


Who Should Consider an Individual Medicare Advantage Plan? Before You Enroll, Find Out Whether You Already Have Retiree Health Coverage
Discover if an individual Medicare Advantage plan suits you. Understand retiree health coverage benefits before enrolling in a Medicare Advantage plan.

Michael Lum
Sep 117 min read


Health Insurance Is for Your Healthcare | Why Supplemental Benefits Should Be a Bonus—Not the Main Reason You Choose a Medicare Plan
Explore why health insurance is for your healthcare, not just supplemental benefits. Learn how to choose a Medicare plan that truly fits your needs.

Michael Lum
Sep 47 min read


Should I Choose a Medicare Supplement or Medicare Advantage Plan in Hawaiʻi?
Explore if a Medicare Supplement or Medicare Advantage Plan in Hawaiʻi suits your needs. Understand their differences and choose wisely for your healthcare.

Michael Lum
Jul 315 min read


How Can Medicare Advantage Plans in Hawaiʻi Have a $0 Monthly Premium?
Discover how some Medicare Advantage plans in Hawaiʻi offer a $0 monthly premium. Understand the benefits and costs of Medicare Advantage plans today.

Michael Lum
Jul 245 min read


Medicare vs. Medicaid in Hawaiʻi: What’s the Difference and Who Qualifies?
Discover the differences between Medicare and Medicaid in Hawaiʻi. Learn who qualifies for Medicare and Medicaid and avoid costly mistakes.

Michael Lum
Jul 105 min read


What Should You Do If Your Doctor No Longer Accepts Your Medicare Plan in Hawaiʻi?
Few things are more frustrating than receiving a letter—or hearing from your doctor's office—that your physician no longer accepts your Medicare Advantage plan.
For many Hawaiʻi seniors, their doctor is someone they've trusted for years. The thought of finding a new physician or changing health plans can feel overwhelming. Fortunately, you have options, and in many cases, you may have more flexibility than you realize.
Here's what you should know if your doctor no longer ac

Michael Lum
Jul 24 min read


Avoiding Medicare Late Enrollment Penalty
If you miss your IEP, you may be assessed a Medicare late enrollment penalty on Part A (hospital), Part B (medical), and Part D (drug).

oralie
Mar 29, 20233 min read


Important Medicare Enrollment Deadlines
Signing up for new health insurance can be confusing, but with our help you can mark your calendar for Medicare enrollment deadlines.

oralie
Mar 15, 20234 min read


What Mental Health Services does Medicare Cover?
Mental health care is an important part of health care and seniors on Medicare may wonder what mental health services Medicare covers.

oralie
Mar 9, 20234 min read


Can you Have Medicare in Two States?
If you have a second residence outside Hawaii or you plan to travel frequently you may be wondering: Can you Have Medicare in Two States?

oralie
Feb 22, 20233 min read


What Does Medicare in Hawaii Look Like?
Hawaii Medicare plans are an important part of how kama'aina access health care. What Does Medicare in Hawaii Look Like?

oralie
Feb 15, 20233 min read


BENES Act Enrollment Benefits are in Full Effect for Medicare Beneficiaries in 2023
Now in effect, the BENES Act updated Medicare enrollment rules to reduce waiting periods and give social security the ability to grant SEPs.

oralie
Feb 8, 20234 min read


Does Medicare Cover Pregnancy?
There are over one million disabled female Medicare recipients who are under the age of 65 and they are entitled to coverage for pregnancy.

oralie
Jan 18, 20233 min read


Medicare Will Cover Lymphedema Compression Treatment Items
Medicare now Covers Lymphedema Compression Treatment Items after the passage of Bill S.1315.

oralie
Jan 4, 20233 min read


How to know if your Medicare Plan is Working for You
As your plan gets rolling in January, it’s a good idea to pay attention to how it is working for you. Here are five things to look out for.

oralie
Dec 28, 20223 min read


Why Seniors Need Help with Medicare Enrollment
Choosing the right plan(s) is a must for budget and access to needed care so getting help with Medicare enrollment is really important.

oralie
Dec 21, 20224 min read


Differences Between Medicare and ACA Plans
When seniors turn 65 they become eligible for Medicare. What are the Differences Between Medicare and ACA Plans?

oralie
Nov 9, 20223 min read


How Seniors Choose Between Traditional Medicare and Medicare Advantage
Eligible seniors have two options when it comes to Medicare Benefits. How Seniors Choose Between Traditional Medicare and Medicare Advantage

oralie
Oct 26, 20223 min read


How to Fill in the Gaps that Medicare Does Not Pay For
Medicare doesn't cover everything: dental, prescription drugs, and hearing. Here's How to Fill in the Gaps that Medicare Does Not Pay For.

oralie
Oct 20, 20223 min read
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