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Are National or Local Medicare Health Plans Better? How to Look Beyond the Company Name and Choose the Coverage That Fits You
Discover if national or local Medicare health plans suit you best. Learn how to evaluate coverage beyond company names for optimal healthcare.

Michael Lum
4 days ago8 min read


Who Should Consider an Individual Medicare Advantage Plan? Before You Enroll, Find Out Whether You Already Have Retiree Health Coverage
Discover if an individual Medicare Advantage plan suits you. Understand retiree health coverage benefits before enrolling in a Medicare Advantage plan.

Michael Lum
Sep 117 min read


Health Insurance Is for Your Healthcare | Why Supplemental Benefits Should Be a Bonus—Not the Main Reason You Choose a Medicare Plan
Explore why health insurance is for your healthcare, not just supplemental benefits. Learn how to choose a Medicare plan that truly fits your needs.

Michael Lum
Sep 47 min read


Are Coordinated Care Health Plans the Future of Healthcare in Hawaiʻi? Why More Healthcare Organizations Are Embracing the HMO Model
Explore the future of healthcare in Hawaiʻi with coordinated care health plans. Learn why more organizations are embracing the HMO model.

Michael Lum
Aug 286 min read


Why Many Hawaiʻi Physician Offices Trust Premier Benefit Consultants
Discover why many Hawaiʻi physician offices trust Premier Benefit Consultants. Learn how Premier Benefit Consultants simplify Medicare complexities.

Michael Lum
Aug 214 min read


Choosing a Medicare Insurance Agent Is Like Choosing a Family Doctor
Discover the key factors when choosing a Medicare insurance agent in Hawaiʻi. Learn how the right Medicare insurance agent can guide your healthcare choices.

Michael Lum
Aug 145 min read


Federal Part D Premium Support Is Ending in 2027: What Could It Mean for Hawaiʻi Medicare Beneficiaries?
Explore what the end of Federal Part D Premium Support in 2027 means for Hawaiʻi Medicare beneficiaries. Learn how changes could affect you.

Michael Lum
Aug 76 min read


Should I Choose a Medicare Supplement or Medicare Advantage Plan in Hawaiʻi?
Explore if a Medicare Supplement or Medicare Advantage Plan in Hawaiʻi suits your needs. Understand their differences and choose wisely for your healthcare.

Michael Lum
Jul 315 min read


How Can Medicare Advantage Plans in Hawaiʻi Have a $0 Monthly Premium?
Discover how some Medicare Advantage plans in Hawaiʻi offer a $0 monthly premium. Understand the benefits and costs of Medicare Advantage plans today.

Michael Lum
Jul 245 min read


Why Working with a Local Medicare Insurance Consultant Matters More Than Ever in Hawaiʻi
Discover why working with a local Medicare insurance consultant in Hawaiʻi is essential. Navigate complex Medicare options with expert guidance.

Michael Lum
Jul 174 min read


Medicare vs. Medicaid in Hawaiʻi: What’s the Difference and Who Qualifies?
Discover the differences between Medicare and Medicaid in Hawaiʻi. Learn who qualifies for Medicare and Medicaid and avoid costly mistakes.

Michael Lum
Jul 105 min read


What Should You Do If Your Doctor No Longer Accepts Your Medicare Plan in Hawaiʻi?
Few things are more frustrating than receiving a letter—or hearing from your doctor's office—that your physician no longer accepts your Medicare Advantage plan.
For many Hawaiʻi seniors, their doctor is someone they've trusted for years. The thought of finding a new physician or changing health plans can feel overwhelming. Fortunately, you have options, and in many cases, you may have more flexibility than you realize.
Here's what you should know if your doctor no longer ac

Michael Lum
Jul 24 min read


TURNING 65 IN HAWAIʻI? HERE’S WHAT YOU NEED TO KNOW
Here are some of the most important things Hawaiʻi residents should know when approaching Medicare eligibility.

Michael Lum
Jun 253 min read


What to Know about Medicare’s General Enrollment Period
The General Enrollment Period (GEP) is the time period every year when seniors can enroll in Medicare if they missed their IEP.

oralie
Mar 22, 20233 min read


Understanding Medicare Part A Costs
Medicare Part A is hospital insurance for Medicare beneficiaries. Here's what to know about Medicare Part A costs.

oralie
Mar 2, 20233 min read


Can you Have Medicare in Two States?
If you have a second residence outside Hawaii or you plan to travel frequently you may be wondering: Can you Have Medicare in Two States?

oralie
Feb 22, 20233 min read


What Does Medicare in Hawaii Look Like?
Hawaii Medicare plans are an important part of how kama'aina access health care. What Does Medicare in Hawaii Look Like?

oralie
Feb 15, 20233 min read


Does Medicare Cover Pregnancy?
There are over one million disabled female Medicare recipients who are under the age of 65 and they are entitled to coverage for pregnancy.

oralie
Jan 18, 20233 min read


Why Seniors Need Help with Medicare Enrollment
Choosing the right plan(s) is a must for budget and access to needed care so getting help with Medicare enrollment is really important.

oralie
Dec 21, 20224 min read


6 Health Insurance Terms Seniors Should Know Before Choosing a Medicare Plan
There are 6 Health Insurance Terms Seniors Should Know Before Choosing a Medicare Plan because they affect out-of-pocket costs.

oralie
Dec 1, 20224 min read
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