Seniors With Limited Income and Resources May Qualify for the LIS for Prescription Drug Coverage

Prescription drug coverage is an important (and more or less obligatory) part of Medicare coverage. We are currently in Annual Enrollment Period (AEP) between October 15 and December 7, which is the time of year where kupuna can change their Medicare Advantage Plan or their prescription drug plan. If you are thinking about changing prescription drug plans, this is the time to schedule an appointment with your Medicare agent to go over your options. The agent can also help you apply for the Low-Income Subsidy (LIS) – also called Extra Help - to get help paying for prescription drugs and lower the costs of Medicare prescription drug coverage.

Seniors With Limited Income and Resources May Qualify for the LIS for Prescription Drug Coverage


Who automatically qualifies for Part D Extra Help?


Some kupuna automatically qualify for Extra Help:

  • Seniors who are dual eligible (enrolled in both Medicaid and Medicare)

  • Seniors receiving Supplemental Security Income (SSI)

  • Seniors who qualify for a Medicare Savings Program

What should I do if I don’t qualify automatically for the Low-Income Subsidy (Extra Help)?


If you don’t automatically qualify for the LIS, but your yearly income and resources are under the Extra Help Limit or they are close to the limit, you should apply anyway. Seniors with annual income higher than the limits may still qualify if they or their spouse: