One of the best things about turning 65 is that you can sign up for Medicare. Seniors who are getting ready to make the transition may wonder what preventative services their Medicare plan covers compared to the employer-based or individual coverage they have been using. The good news is that Medicare covers a fairly wide range of preventative services and tests such as cancer screenings because they can save lives and money in the long run. Most of these preventative services are covered at no additional cost to Medicare beneficiaries as long as their doctor accepts assignment and they qualify for the screening.
Top 10 preventative services covered by Medicare
1. "Welcome to Medicare" visit
After you sign up for Medicare, you are entitled to a “welcome to Medicare visit” within the first 12 months of enrollment in Medicare Part B medical insurance. There is no co-pay or out-of-pocket costs for this visit. The purpose of the visit is to establish a baseline for your health by reviewing your medical history. It also usually includes a basic vision exam and weight and blood pressure checks.
2. Annual wellness exam
Like private health care plans, Medicare provides an annual wellness exam with no out-of-pocket costs. The purpose of this visit is to prevent and manage illness. The physician will usually perform routine tests and measurements, do a review of any medications and provide health advise as needed.
3. Bone mass measurements
Many seniors struggle with low bone density that can lead to osteoporosis and a high risk of bone fractures. Medicare covers bone mass measurements with no out-of-pocket costs every 24 months.
4. Preventative vaccines
Medicare provides the following vaccines to its beneficiaries:
· a flu shot once each flu season
· Hepatitis B shot for people who are at medium or high risk for the disease
· Two pneumococcal