Getting a cancer diagnosis is never easy. Apart from the emotions that a diagnosis can bring, questions will come up such as what type of treatment(s) your oncologist will recommend and what services, supplies and prescription drugs will be covered by your Medicare insurance. Of course, not all seniors choose the same Medicare coverage, so there will be some differences. In this article we’ll take a look at what Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) covers as well as Medicare Part D (prescription drug coverage) and Medicare Part C (Medicare Advantage Plans).
What Does Medicare Cover for Cancer Treatment?
Medicare Part A
All kupuna receiving social security are automatically enrolled in Medicare have Part A and, thankfully, it is free for most people. When it comes to cancer treatment, Part A is very important because it covers the following services:
Inpatient hospital stays
Any cancer treatments received while you’re an inpatient at the hospital
Blood you receive as a hospital inpatient
Skilled nursing facility care (if it follows a three-day related hospital stay)
Home health care for services provided by medical professionals including skilled nursing care and rehabilitation services such as speech therapy, physical therapy, and occupational therapy.
Some costs of clinical research studies while you’re an inpatient in the hospital
Surgically-implanted breast prostheses after a mastectomy if the surgery takes place in an inpatient setting
Medicare Part B
Any senior aged 65 years or older who is eligible for Medicare Part A is also eligible for Medicare Part B. However, unlike Part A, because there is a monthly premium, Part B is optional. Part B is important for cancer patients because it covers cancer services provided on an outpatient basis, including: