What to Look Out for In Your Annual Notice of Change

The Medicare Annual Enrollment Period (AEP) is coming right up on Friday and will run October 15 through December 7. You should have received your “Annual Notice of Change” (ANOC) from your Medicare Advantage Plan or Medicare Part D insurer by now – they are usually sent out by September 30. This notice has information about all plan changes to your current plan that will take effect on January 1, 2022.

If you are concerned or have questions about any of the plan changes or if you are wondering if there is another Medicare insurance plan offered in Hawaii that could be a better fit for you, this is a great time to schedule a meeting with your Medicare agent. Because plans may change from year to year and different options become available each year, it is fairly common to discover a different plan that better fits your needs.


Contact Premier Benefit Consultants for free advice from a local professional. We are contracted and certified to represent all the most popular Medicare Advantage plans in Hawaii, which allows us to provide unbiased and certified advice. Think of us as your one stop shop for Medicare insurance.


What to Look Out for In Your Annual Notice of Change


There are several potential changes to look out for in your ANOC, including:

  • Change in premiums

  • Change in deductibles

  • Change in copays

  • Change in maximum out-of-pocket limit

  • Change in coinsurance

  • Changes in drug formulary (new drugs included, some drugs now excluded)