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What to Consider If You’re Thinking about a Medigap Policy
Medigap policies help pay for Medicare deductibles, copays, and coinsurance. Know a plan's premium and coverage before signing up.

oralie
Dec 29, 20213 min read
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Enroll in Medicare Under These Rules or Risk a 10%-Per-Year Penalty
It’s important for seniors to enroll in Medicare when they are first eligible. If this window is missed, there is a risk of a penalty.

oralie
Dec 16, 20213 min read
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Top 4 Medicare Myths
With a program as complicated as Medicare, it’s inevitable that some myths will take root. We are here to bust these Top 4 Medicare myths.

oralie
Dec 8, 20213 min read
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Top 5 Myths About Medicare Advantage Plans
If you are thinking about switching to a Medicare Advantage Plan, we want to dispel top myths so you can pick the right plan for your needs

oralie
Dec 1, 20213 min read
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What Are the 4 Parts of Medicare?
Each of the 4 parts of Medicare covers certain health services, some government and some private run. Each part has a letter: A, B, C and D.

oralie
Nov 24, 20213 min read
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Common Medicare Questions Answered
As Medicare agents, we get all sorts of questions about Medicare. We are dedicated to helping kupuna understand their Medicare benefits.

oralie
Nov 17, 20214 min read
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Seniors With Limited Income and Resources May Qualify for the LIS for Prescription Drug Coverage
If you are thinking about changing prescription drug plans, schedule an appointment with your Medicare agent. You may qualify for the LIS.

oralie
Nov 10, 20213 min read
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Study Finds More Seniors Should Take Advantage of AEP to Explore Their Medicare Options
a new study by Kaiser Family Foundation revealed that a surprising seven out of 10 seniors did not review their options during the last AEP.

oralie
Nov 3, 20213 min read
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What Should I Bring to a Meeting with My Medicare Agent?
This is the time to schedule a meeting with your Medicare agent to go over your options. To get the most out of the meeting, come prepared.

oralie
Oct 28, 20213 min read
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Top 8 Reasons to Consider Switching Medicare Plans During AEP
The Medicare Annual Enrollment Period is October 15-December 7. Here are the Top 8 Reasons to Consider Switching Medicare Plans During AEP.

oralie
Oct 20, 20213 min read
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What to Look Out for In Your Annual Notice of Change
If you have questions about plan changes or if you are wondering if there is a better Medicare insurance plan for you, call us now.

oralie
Oct 13, 20213 min read
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Top 5 Questions to Ask Your Medicare Agent During Medicare Annual Enrollment Period
Come prepared to your Medicare Annual Enrollment Period meeting with a list of questions that your Medicare agent can answer for you.

oralie
Oct 6, 20213 min read
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What You Need to Know About Medicare Annual Enrollment Period For 2022
It's getting close to Medicare’s Annual Enrollment Period (AEP). This is the time to get prepared; Medicare agents at PBC are ready to help.

oralie
Sep 29, 20213 min read
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What Does Medicare Cover for Alzheimer’s and Memory Care?
Medicare covers inpatient hospital care, prescription drugs and some of the doctors' fees and other medical items used to treat Alzheimer's.

oralie
Sep 22, 20213 min read
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Almost 65? Avoid Expensive Mistakes If You Have Insurance through the Health Insurance Marketplace
As you approach your 65th birthday, it’s time to get ready for your transition to Medicare if your insurance is through the health exchange.

oralie
Sep 15, 20213 min read
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Medicare Telehealth Expanded in 2021 Because of Covid-19. Here’s What it Offers Now.
With the need for social distance during the COVID-19 public health emergency, Medicare expanded its telehealth services in several ways.

oralie
Sep 8, 20213 min read
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Top 5 Reasons Seniors Love Medicare
Seniors love their Medicare insurance for a variety of reasons. And why wouldn’t they? Medicare provides quality health insurance to seniors

oralie
Aug 25, 20213 min read
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Does Medicare Pay for Ambulance Charges?
Statistically, seniors use the ER at higher rates than most other age groups. Seniors may ask: Does Medicare Pay for Ambulance Charges?

oralie
Aug 18, 20213 min read
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Do I Qualify for Medicare If I Am Self-Employed?
Do I qualify for Medicare if I am self-employed? Yes. A self-employed person does qualify for Medicare if they meet certain requirements.

oralie
Aug 11, 20213 min read
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How to Decide if You Should Apply for Medicare while You are Still Working
Some Americans wonder what to do about Medicare if they keep working past the age of 65. Do they need to apply for Medicare? Can they delay?

oralie
Aug 4, 20214 min read
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